Gabriella E. Martinelli, Founder of Ever After Wealth®

Meet the Founder

Gabriella E. Martinelli

CDFA® · CDS® · NCMP®

Founder, Ever After Wealth® · Private Divorce Financial Strategist · Divorce Mediator · Speaker

“Ethics in the divorce world is not just a theory. It reflects in the pacing we bring to our clients, the neutrality we bring to our clients, and the boundaries we uphold.”

— Gabriella E. Martinelli, Real Money, Real Experts, The AFCPE Podcast

My Story

Why I Do This Work

I spent my first fifteen years working alongside attorneys inside elite family law firms, serving high-net-worth and ultra-high-net-worth clients through some of the most complex divorces imaginable.

From that seat, I could see something that became impossible to ignore: divorce is a high-stakes financial restructuring. And the legal world is not built to handle it from a financial standpoint. Attorneys are experts in the law. They are not financial experts. They were never meant to be.

But the consequences of that gap were falling on the clients.

I watched brilliant lawyers build strong legal cases while their clients quietly agreed to settlements they did not fully understand. I watched business owners sign away equity they did not realize was on the table. I watched physicians accept support calculations based on income numbers that had never been properly traced.

And I watched the most analytical, disciplined professionals I had ever met make decisions driven by fear, anger, and exhaustion — because no one in the room was focused on translating the financial complexity into something they could actually use.

Even the most disciplined professionals are not immune to the emotional intensity of divorce. Anger accelerates decisions. Fear narrows perspective. Fatigue makes an unfair proposal feel “good enough.”

That is why I founded Ever After Wealth®. I saw a gap that no one was filling. High-earning professionals had exceptional legal counsel, but they lacked a dedicated financial strategist who understood both the structural mathematics of a settlement and the human dynamics that influence it.

My work sits at the intersection where financial strategy meets emotional reality. Financial expertise without emotional awareness is incomplete. Emotional awareness without financial precision is dangerous. True strategic clarity requires both.

More than two decades later, that is still what drives every engagement — making sure my clients understand what they have, what they are entitled to, and what every decision actually means for their financial future.

The Pivot

Why Ever After Wealth® Exists

From those years embedded in family law firms, Gabriella moved into institutional finance at Merrill Lynch, where she earned her financial licenses and built the investment-side expertise most divorce professionals never acquire.

But inside a firm whose business model depended on capturing and managing client assets, she could not deliver the kind of independent financial strategy her clients actually needed. The structure was wrong for the work.

I wanted to preserve the neutrality of being a divorce financial planner only — without any conflicts. We are humans. Even if we want to do the best for our clients, what is to say we do not have our own needs from a financial perspective on our work that will have some kind of influence on our clients?

— Gabriella E. Martinelli, Real Money, Real Experts, The AFCPE Podcast

With more than two decades of experience in the divorce trenches, she founded Ever After Wealth® as a strategy-only, fee-for-service practice. No asset management. No product sales. No compensation attached to any recommendation.

Not because conflict-free sounds good on a website. Because she has seen — from the inside — what conflicted advice costs people during the most important financial decisions of their lives.

What I Have Seen

The Blind Spots That Cost the Most

In more than two decades, I have seen the same patterns repeat — not because the professionals involved are careless, but because the system was not designed for this level of financial complexity.

These are not hypotheticals. They are the situations that walk into my office every month. And they are preventable.

Medical practices mischaracterized through inflated goodwill assumptions that treated personal reputation as a divisible asset — in states where it should have been protected.

Businesses valued with distributions double-counted — owner distributions treated as personal income for support AND added back as business income to inflate the valuation, distorting both calculations simultaneously.

Settlements accepted under emotional pressure that looked “fair enough” in the moment but created permanent financial consequences surfacing years later.

$480,000 in undisclosed accounts that both attorneys missed — because no one on the team was conducting a forensic-level financial review.

The Path

Built From the Inside Out

Most divorce financial professionals come from financial planning. Gabriella came from the trenches.

She spent more than fifteen years working alongside attorneys inside elite family law firms, serving high-net-worth and ultra-high-net-worth clients through some of the most complex divorces imaginable. She learned how judges evaluate assets, how opposing counsel manipulates valuations, and how the gap between legal strategy and financial reality costs clients millions. That insider perspective shaped everything that followed.

When she moved into institutional finance at Merrill Lynch, it was a deliberate step — earning financial licenses and building the investment-side expertise most divorce professionals lack. She had previously studied business administration and statistics at the Universidad de la República in Uruguay before pursuing advanced business analysis at Villanova University. The result: a rare professional who speaks both the language of the courtroom and the language of the balance sheet.

Years inside family law firms. Institutional finance at Merrill Lynch. A foundation in statistics and business analysis. Then the firm she wished had existed all along.

With more than two decades of experience in the divorce trenches, she founded Ever After Wealth® as a strategy-only, fee-for-service practice — built for the individuals that generalists cannot handle. Business owners. Physicians. Complex compensation. Significant marital estates. The kind of work where precision is not optional and emotional clarity is as critical as financial accuracy.

Today, through her proprietary E.A.W. Divorce Strategy Framework™, she also offers financially structured mediation for high-net-worth couples — bringing the same data-first, strategy-forward approach to a process that too often begins with emotion and ends with regret.

Credentials

Professional Designations

CDFA®

Certified Divorce Financial Analyst

Specialized expertise in analyzing financial implications of divorce — asset division, tax consequences, and long-term settlement sustainability.

CDS®

Certified Divorce Specialist

Advanced certification in the legal, financial, and emotional dimensions of divorce — bridging the gap between disciplines.

NCMP®

Nationally Certified Mediation Professional

Qualified to lead financially structured divorce mediations — guiding both parties toward settlements built on data rather than emotion.

Continuous Expertise

Currently Completing

Three credentials in active completion in 2026 — deepening the behavioral and business valuation dimensions of complex divorce work.

In Progress

AFC®

Accredited Financial Counselor · AFCPE

In Progress

ARM

American Society of Appraisers

In Progress

BCA

Business Certified Appraiser · Institute of Business Appraisers

Beyond Client Work

Industry Leadership

Speaker

National Conferences & Professional Organizations

Featured speaker at the AFCPE Symposium, Financial Therapy Association Annual Summit, and professional development events for attorneys and financial advisors.

View Speaking →
Podcast Host

The Divorce & Money Podcast

Real conversations, real strategy, real clarity — for physicians, business owners, and high-earning professionals navigating complex divorce.

Listen Now →
Proprietary Frameworks

E.A.W. Divorce Strategy Framework™

The three-part methodology — Evaluate, Analyze, Weave — that guides every Ever After Wealth® engagement. Also the author of The Confusion Tax in Divorce™.

What Others Say

Trusted by Attorneys and Professionals

Gabriella combines her years of experience and knowledge to assist her clients through one of the most challenging times in their lives. Her dedication and commitment provide them stability to empower them into their next chapter. Working with Gabriella is a great investment in your future.

Amanda Cannavo

Divorce Attorney

I can tell you from personal experience that Gabriella has the tools, skills, character, and passion necessary to help anyone navigate the financial unknown during separation and/or divorce. I would not hesitate to refer them straight to Ever After Wealth's trusted hands.

Andrea Fink

Divorce Attorney

On a Personal Note

Beyond the Work

I am based in North Carolina and work with clients nationwide, with a strong client presence in California, Washington, and Florida. I intentionally keep my client roster small — because the kind of work I do requires depth, not volume.

Every client gets my direct attention. Not a junior analyst. Not a team of associates. Me. That is a deliberate choice, and one I will not compromise on.

When I am not deep in settlement strategy, you will find me studying the behavioral side of financial decision-making — which is increasingly where I believe the most important work in this field needs to happen. Or out on the trails with my husky, Bruno, and a cup of coffee.

Gabriella Martinelli

Memberships & Affiliations

Professional Community

Active member of the organizations that set the standard in divorce financial planning, financial counseling, behavioral finance, and executive leadership.

IDFA

Institute for Divorce Financial Analysts

Governing body for the CDFA® designation

AFCPE

Association for Financial Counseling & Planning Education

Home of the AFC® credential

FTA

Financial Therapy Association

Integration of financial strategy with behavioral and emotional dimensions of money

V

Vistage Worldwide

Peer advisory for CEOs and senior executives

Ready?

When the Stakes Are High, You Deserve Someone Who Has Been There.

More than two decades. Hundreds of complex cases. One focus: making sure you understand every decision before you make it.

Ethics in the divorce world is not just a theory. It reflects in the pacing we bring to our clients, the neutrality we bring to our clients, and the boundaries we uphold.

— Gabriella E. Martinelli, Real Money, Real Experts, The AFCPE Podcast